Discover the best travel credit cards of 2025 that offer top rewards, no foreign transaction fees, and luxurious travel perks to maximize every trip.
If you're someone who loves to travel—whether for business or pleasure—then using the right credit card can turn every dollar you spend into free flights, hotel stays, and premium perks. In 2025, travel credit cards have become more competitive than ever, offering better rewards, flexible redemption options, and elite benefits. Here’s a breakdown of the top options this year.
1. Chase Sapphire Preferred® Card
This long-standing favorite continues to dominate the market in 2025.
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60,000 bonus points after spending $4,000 in the first 3 months
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5X points on travel purchased through Chase Travel, 3X on dining, 2X on other travel purchases
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No foreign transaction fees
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Points are worth 25% more when redeemed through Chase Ultimate Rewards
2. American Express® Gold Card
A luxury option for foodies and frequent flyers.
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4X Membership Rewards® Points at restaurants and U.S. supermarkets (on up to $25,000 per year)
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3X points on flights booked directly or through Amex Travel
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$120 dining credit and $120 Uber Cash annually
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Premium purchase and travel protection
3. Capital One Venture Rewards Credit Card
Straightforward and powerful for global travelers.
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75,000 miles after spending $4,000 in 3 months
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2X miles on every purchase
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No foreign transaction fees
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Transfer miles to over 15 travel partners
4. The Platinum Card® from American Express
For travelers who demand luxury.
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100,000 Membership Rewards® Points after spending $6,000 in 6 months
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Access to Centurion Lounge, Delta Sky Club, and Priority Pass
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5X points on flights and prepaid hotels
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$200 airline fee credit, $189 CLEAR credit, and more
5. Bank of America® Travel Rewards Credit Card
Perfect for beginners and casual travelers.
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25,000 online bonus points after $1,000 in purchases in 90 days
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Unlimited 1.5X points on all purchases
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No annual fee and no foreign transaction fees
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Points can be redeemed for statement credits against travel purchases
What to Look For in a Travel Credit Card:
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Earning potential: Look for high point multipliers on categories you use often
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Redemption flexibility: Ensure you can redeem points/miles for travel easily
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Perks: Lounge access, travel insurance, TSA PreCheck, and hotel upgrades
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Fees: Consider the annual fee and whether the benefits outweigh it
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Foreign transaction fees: Essential for international use
Travel credit cards can completely transform how you vacation or travel for work. From lounge access to free checked bags, the benefits often pay for the card themselves. The key is to pick a card that aligns with your spending habits and travel style.
My two cents. 🪙🪙
In my opinion, the best strategy is to pair a premium card (like the Amex Platinum) with a no-fee card (like Bank of America’s Travel Rewards) to cover both high-end perks and everyday purchases. Just be sure to pay off your balances monthly to avoid interest and maximize the value of your reward.
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